The other day I had a bunch of errands to run and also needed to get cash out to give the kiddos their allowances (you can see my original post on deciding to give children an allowance or not HERE). I thought to myself, “Well, I will just get cash back when I use my debit card at Dollar Tree this morning.” Then I remembered that Dollar Tree charges a fee to get cash back (I think it is $1).
Now I know that doesn’t seem like a big deal. I would hypothetically save time and gas by just getting the cash back and willingly paying the $1 fee. Then it occurred to me that I would be driving right by my credit union on the way to take Ben to school. So I figured that, for the sake of argument, I would stop at the credit union to take the cash out and see just how long it takes me.
Here is what I determined:
- It took me 4 minutes
- It wasn’t out of my way
- I didn’t waste any gas
I saved $1 in 4 minutes. There are 60 minutes in an hour and 60 minutes divided by 4 minutes is 15. By stopping at the credit union and getting the cash out, I was being paid an “effective rate” of $15 an hour. If I stop at the credit union once a week while on the way to Ben’s school, instead of just getting cash back at the Dollar Tree, I will save over $50 a year. Yep, I’ll take that 😉
Today I was sitting here at the computer working on some things that totally do NOT motivate me. I mean I was just about to cry out of frustration! All I could think was, I don’t want to work on this anymore. Then it occurred to me. I DON”T HAVE TO! No one is making me work on those projects. It is only out of some sort of warped sense of personal obligation that I was forcing myself to work on the project to begin with (sort of like when I start a book and it is terrible but I make myself read it anyhow…. but that’s a topic for another post).
Yep, its true! Realizing this helped me figure out that you don’t HAVE to do a lot of things. No one can make you. You have free will. I find this liberating and considering how obstinate I can be at times, it’s kind of amazing that I just figured this out.
So, look at your To-Do list for the day (if you missed my brilliant post on to-do lists and sharpie markers check it out now at Sharpie Love). Do you really have to do all of it? How much of it brings you joy? How much of it can you cross off and let it go? Go on, get your Sharpie out and get to it!
I admit it. I am in love with SHARPIE markers! This affair has been going on for years! Some people just don’t understand my dedication and devotion to this wonderful creation.
My biggest fear in the world is forgetting something. Anything. I hate that feeling of something I was going to do or look into or tell someone. Ugh! So, consequently, I make lists. Lots and lots of lists. This includes a daily “to do” list. Every evening I either print out or handwrite my list for the following day.
Most people simply use a pen or pencil to cross things off of their “to do” lists and that is good enough for them. Not for me though. I feel the deep seated desire to use a sharpie and black the items out as they are completed. I do not rest until my whole list looks like a big solid black box, with every item blacked out.
Sometimes I will make an abstract, black, linear design or pattern out of the items as I black them out. Other times its just a huge rectangle or box at the end of the day.
I think I just like the fact that once it’s blacked out I know it’s DONE! Final. Finished. Without a doubt, completed. Also, I can more clearly see the other things that need to be done because they are not blacked out and that makes them more visible.
Whatever the reasons I love them!